Multi-Factor Authentication (MFA)

Q: Which MFA methods do contracts typically require?

Most enterprise contracts require at minimum TOTP-based MFA. High-security contracts may mandate hardware security keys (FIDO2/U2F) and explicitly prohibit SMS-based MFA due to SIM-swapping risks.

ClauseOps

Multi-factor authentication requires users to provide two or more verification factors — something they know (password), something they have (security key), or something they are (biometrics) — before granting access to systems or data. Enterprise contracts frequently mandate MFA for administrative…